Privacy Policy

UNITED CREDIT UNION PRIVACY NOTICE

United Credit Union owned by its members and run by a board of directors elected by the members.  You can be confident that your financial privacy is a top priority of your credit union.  We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.  If you have any questions, please contact the office at 785/798-3223.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you with our affiliated third party financial services providers, which includes our data processor.  We may also disclose information about you under other circumstances is permitted or required by law.  These disclosures typically include information to follow your instructions as you authorize, to conduct the operations of the credit union, or to protect the security of our financial records.  To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide.  We do not permit these companies to sell to other third parties the information we provide.

Information We Collect and Disclose About You

We collect the following nonpublic personal information about you from a variety of sources   and may disclose all of the information we collect to our affiliated companies.

  • From membership and loan applications and other forms, we
    obtain information such as name, address, social security number
    and income.
  • From your transactions with us and our affiliates, we obtain inform-
    action such as your account balances, payment history, parties to
    transactions, and cred card usage.
  • From consumer reporting agencies, we obtain information such as your creditworthiness and credit history.
  • From verifications of information you provide on applications and other forms, we obtain information from current or past employers, other financial institutions and other sources listed on the applications.

If you terminate your membership with United Credit Union, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your date.

Our employees are trained in the importance of maintaining confidentiality and member privacy.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.